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Terms of Service

Effective Date: March 1, 2026

Version: 2.0

1. Agreement to Terms

By accessing or using SpearPoint (the "Service"), operated by SpearPoint Data, LLC ("SpearPoint Data," "we," "our," or "us"), you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and SpearPoint Data, LLC. If you do not agree to all of these Terms, you are prohibited from using the Service and must discontinue use immediately.

We reserve the right to update or modify these Terms at any time. We will notify you of material changes by email or by posting a notice within the Service at least thirty (30) days before the changes take effect. Your continued use of the Service after the effective date of any revision constitutes your acceptance of the revised Terms.

2. Eligibility

You must be at least eighteen (18) years of age to use the Service. By creating an account or using the Service, you represent and warrant that you are 18 years of age or older, have the legal capacity to enter into a binding agreement, and are not barred from receiving services under applicable law. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3. User Accounts

To access certain features of the Service, you must register for an account. You agree to:

  • Provide accurate, current, and complete information during registration and keep your account information updated;
  • Maintain the confidentiality of your password and restrict access to your account;
  • Accept responsibility for all activities that occur under your account;
  • Notify us immediately at contact@spearpointdata.com of any unauthorized use of your account or any other security breach.

We reserve the right to disable any account at any time if, in our opinion, you have failed to comply with any provision of these Terms or if we suspect fraudulent or abusive activity.

4. Subscriptions and Billing

Certain features of the Service are available only through a paid subscription ("Subscription"). By purchasing a Subscription, you agree to the following:

  • Billing Cycle: Subscriptions are billed on a recurring monthly or annual basis, depending on the plan you select, starting from the date of purchase.
  • Auto-Renewal: Your Subscription will automatically renew at the end of each billing cycle unless you cancel it before the renewal date. You authorize us to charge your payment method on file for the renewal amount through our payment processor.
  • Price Changes: We may change Subscription fees upon at least thirty (30) days' advance notice. Continued use of the Service after the price change takes effect constitutes your agreement to pay the updated fee.
  • Taxes: Subscription fees are exclusive of all taxes, levies, or duties imposed by taxing authorities. You are responsible for payment of all such taxes, levies, or duties.
  • Payment Processing: All payments are processed by our third-party payment processor. We do not store your full payment card details on our servers.

5. Cancellations and Refunds

You may cancel your Subscription at any time through your account settings or by contacting us at contact@spearpointdata.com. Upon cancellation:

  • Your Subscription will remain active through the end of the current paid billing period.
  • No Partial-Period Refunds: We do not provide refunds or credits for any partial subscription periods, unused features, or unused time remaining in a billing cycle, except as required by applicable law.
  • Free Trials: If you cancel during a free trial period, you will not be charged. If you do not cancel before the trial ends, your payment method will be charged for the applicable Subscription fee.

In exceptional circumstances (e.g., duplicate charges or documented technical failures preventing access), we may consider refund requests on a case-by-case basis. Contact us at contact@spearpointdata.com within thirty (30) days of the charge.

6. Acceptable Use Policy

You agree to use the Service only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

  • Use the Service in any way that violates any applicable federal, state, local, or international law or regulation;
  • Use the Service for any fraudulent, deceptive, or harmful purpose;
  • Transmit any unsolicited or unauthorized advertising, promotional materials, spam, or any other form of solicitation;
  • Scrape, crawl, spider, or otherwise use automated tools or scripts to access, collect, or copy any data or content from the Service without our prior written consent;
  • Redistribute, resell, sublicense, or commercially exploit any data, content, or features of the Service without our prior written consent;
  • Attempt to gain unauthorized access to any part of the Service, its servers, or any database or system connected to the Service;
  • Interfere with or disrupt the integrity or performance of the Service, including by transmitting viruses, worms, or other malicious code;
  • Share your account credentials with any third party or allow any third party to access your account;
  • Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of any part of the Service;
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity;
  • Use the Service to collect or harvest personally identifiable information about other users.

Violation of this Acceptable Use Policy may result in immediate termination of your account and, where appropriate, referral to law enforcement authorities.

7. AI-Generated Content

The Service incorporates AI-powered features, including legislative summaries and analyses (collectively, "AI Content"). With respect to AI Content:

  • Informational Purposes Only: AI Content is provided for informational and educational purposes only and does not constitute legal, political, financial, or professional advice of any kind.
  • No Guarantee of Accuracy: AI Content may contain errors, omissions, hallucinations, or outdated information. We do not guarantee the accuracy, completeness, reliability, or timeliness of AI Content.
  • No Reliance: You must not rely on AI Content as the sole basis for any decision. Always verify important information by consulting primary sources, official government records, or qualified professionals.
  • No Liability: We expressly disclaim all liability for any decisions made or actions taken in reliance on AI Content.

8. Content and Legislative Data — No Liability for Inaccurate Data

The Service provides access to legislative data, election results, campaign finance records, and related political information (collectively, "Legislative Data"). You acknowledge and agree that:

  • No Guarantee of Accuracy: Legislative Data is provided for informational purposes only. SpearPoint Data, LLC makes no representation or warranty of any kind, express or implied, regarding the accuracy, correctness, completeness, currency, or timeliness of any Legislative Data.
  • Potential Data Issues: Data may contain errors, omissions, or delays. We expressly disclaim all liability arising from inaccurate, incomplete, or outdated data, regardless of the cause.
  • No Reliance: You agree not to rely on Legislative Data for any legal, financial, electoral, or other consequential decision without independently verifying the information from official government sources. SpearPoint Data, LLC shall not be liable for any loss, damage, or harm resulting from your reliance on Legislative Data.
  • Public Domain Source Data: Much of the underlying Legislative Data originates from government sources and is in the public domain. However, our compilation, indexing, formatting, presentation, and analysis of that data constitutes our proprietary work product and is protected by intellectual property law.
  • Non-Commercial Use: You may use Legislative Data for personal, non-commercial reference purposes. Commercial use, redistribution, or resale of our compiled data is prohibited without our prior written consent.

9. Intellectual Property

The Service and all of its original content (excluding publicly available government data), features, functionality, design, graphics, logos, trade names, and software are and will remain the exclusive property of SpearPoint Data, LLC and its licensors. These materials are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service strictly in accordance with these Terms. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, or transmit any of our proprietary materials without our prior written consent.

Government-authored legislative text, bill content, and official government records are in the public domain and are not subject to copyright by SpearPoint Data, LLC. Our license restriction applies only to our proprietary compilation, formatting, analysis, and original content.

10. DMCA Copyright Policy

SpearPoint Data, LLC respects the intellectual property rights of others and expects users of the Service to do the same. If you believe that material available through the Service infringes a copyright you own or control, you may send a notification of claimed infringement ("DMCA Notice") to our designated agent:

DMCA Agent: SpearPoint Data Legal
Email: contact@spearpointdata.com

Your DMCA Notice must include: (a) a physical or electronic signature of the copyright owner or authorized agent; (b) identification of the copyrighted work claimed to be infringed; (c) identification of the material claimed to be infringing with sufficient detail to locate it; (d) your contact information; (e) a statement of good faith belief that the use is not authorized; and (f) a statement, under penalty of perjury, that the information in the notice is accurate.

We will respond to valid DMCA Notices by removing or disabling access to the allegedly infringing material. We may terminate accounts of repeat infringers.

11. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy carefully to understand our practices.

12. Third-Party Links and Services

The Service may contain links to third-party websites, applications, or services that are not owned or controlled by SpearPoint Data, LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the terms and privacy policies of any third-party services you visit or use.

13. Disclaimer of Warranties

THE SERVICE, INCLUDING ALL DATA, CONTENT, AND INFORMATION PROVIDED THROUGH THE SERVICE, IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR COURSE OF PERFORMANCE. SPEARPOINT DATA, LLC DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY DATA OR INFORMATION PROVIDED THROUGH THE SERVICE IS ACCURATE, COMPLETE, OR CURRENT.

14. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SPEARPOINT DATA, LLC, ITS MEMBERS, MANAGERS, DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM: (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (B) ANY INACCURATE, INCOMPLETE, OUTDATED, OR ERRONEOUS DATA OR CONTENT PROVIDED THROUGH THE SERVICE; (C) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE; (D) ANY CONTENT OBTAINED FROM THE SERVICE; OR (E) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF SPEARPOINT DATA, LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL SPEARPOINT DATA, LLC'S TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF (A) ONE HUNDRED DOLLARS ($100) OR (B) THE TOTAL AMOUNT YOU PAID TO SPEARPOINT DATA, LLC IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

15. Indemnification

You agree to defend, indemnify, and hold harmless SpearPoint Data, LLC and its members, managers, officers, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms, your use of the Service, your User Content, or your violation of any third-party right, including any intellectual property right or privacy right.

16. Termination

We may suspend or terminate your access to all or any part of the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination:

  • Your right to use the Service will immediately cease;
  • Any outstanding fees for the current billing period remain due and payable;
  • Sections of these Terms that by their nature should survive termination will survive, including but not limited to ownership provisions, warranty disclaimers, indemnification, limitations of liability, arbitration, and governing law.

You may terminate your account at any time by contacting us at contact@spearpointdata.com or through your account settings.

17. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or related to them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of Alabama, United States, without regard to its conflict of law provisions.

Subject to the Binding Arbitration section below, you and SpearPoint Data, LLC agree to submit to the exclusive personal jurisdiction of the state and federal courts located in Alabama for the resolution of any disputes not subject to arbitration.

18. Binding Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS. BY AGREEING TO THESE TERMS, YOU AND SPEARPOINT DATA, LLC AGREE TO RESOLVE ALL DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION RATHER THAN IN COURT, EXCEPT AS SPECIFIED BELOW.

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, or to the use of the Service, will be settled by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's intellectual property rights.

The arbitration will be conducted on an individual basis and not as a class action, collective action, or representative action. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim.

You may opt out of this arbitration agreement by sending written notice to contact@spearpointdata.com within thirty (30) days of first accepting these Terms.

19. Class Action Waiver

YOU AND SPEARPOINT DATA, LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. FURTHER, IF THE PARTIES' DISPUTE IS RESOLVED THROUGH ARBITRATION, THE ARBITRATOR MAY NOT CONSOLIDATE ANOTHER PERSON'S CLAIMS WITH YOUR CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.

20. Force Majeure

SpearPoint Data, LLC will not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including acts of God, natural disasters, pandemic, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, government actions, or failures of third-party telecommunications or internet service providers.

21. Severability

If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent necessary, and the remaining provisions of these Terms will continue in full force and effect.

22. Waiver

No failure or delay by SpearPoint Data, LLC in exercising any right or remedy under these Terms shall constitute a waiver of that right or remedy. No waiver of any term of these Terms shall be effective unless made in writing and signed by an authorized representative of SpearPoint Data, LLC.

23. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements incorporated herein by reference, constitute the entire agreement between you and SpearPoint Data, LLC with respect to the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Service.

24. Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and void. SpearPoint Data, LLC may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties and their respective permitted successors and assigns.

25. Changes to the Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service.

26. Contact Us

If you have any questions about these Terms, please contact us: